February 13 Quarterly Educational Meeting

February 13, 2020
11:30 AM - 6:30 PM
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SDSU Alumni Center (Park in Garage #7)
5250 55th St
San Diego, CA 92182


Buy your Season's Pass during this Registration for maximum savings!


Michael Finke, Ph.D., CFP®

Planning for a Life in Retirement

Presentation Description: Retirement planning involves a unique set of challenges for advisers including an unknown planning period, investment returns, lifestyle, and physical and cognitive decline.  This session will include a discussion of trends in longevity, new research on the stages in retirement, spending and time use patterns, and life satisfaction.  A comprehensive retirement plan incorporates both financial and lifestyle goals, and this session will provide insight into how an advisor can help clients get the most out of this life cycle stage.

Biography: Michael Finke, Ph.D., CFP® is Professor of Wealth Management and the Frank M. Engle Distinguished Chair in Economic Security at The American College of Financial Services.  He joined The College in June 2016, having served since 2006 as a professor and PhD coordinator in the Department of Personal Financial Planning at Texas Tech University.  Dr. Finke is a nationally renowned researcher with a focus on the value of financial advice, financial planning regulation, investments, and individual investor behavior.


Dr. William Reichenstein, CFA

Tax-Efficient Withdrawal Strategies

Presentation Description:  This presentation will explain how a financial planner can add value to clients by advising them on how to coordinate a smart Social Security claiming strategy with a tax-efficient withdrawal strategy in retirement. Keys to understanding the tax-efficient withdrawal strategies include understanding how the taxation of Social Security benefits and income-based Medicare premiums affect retirees’ marginal tax rates. This presentation will present separate tax-efficient withdrawal strategies that would apply to many single and married middle-income retirees and those that would apply to many higher-income retirees. Finally, the presentation will briefly discuss the related investment implications for clients who are years from retirement.    

Biography:  Dr. William Reichenstein, CFA, is Professor Emeritus of Investments at Baylor University. He is Head of Research at Social Security Solutions, Inc, a firm that developed software to help individuals decide when to begin Social Security benefits (www.ssanalyzer.com) and Income Solver, Inc., a firm that helps retirees tax-efficiently withdraw funds from their financial portfolio (www.incomesolver.com).


Seth Marks, CFA, CAIA, CFP
®, CIMA is a vice president and international strategist at Fidelity Investments.

Late Cycle: Getting Back to Neutral

Presentation description: The global economy is currently in the back half of the business cycle. From an asset allocation perspective, we believe it is prudent to neutralize portfolios and reduce bet sizes. While the global economy has been slowing, we still see opportunities. Recent developments have removed much of the uncertainty weighing on the international markets (US-China trade tensions, Brexit). Indicators like valuations, market technicals and currencies also look to be favoring the international space after years of relative underperformance. Lastly, China and other emerging economies have secular growth drivers that may offer compelling opportunities impacting both emerging and developed markets for long term investors.

Biography: Seth Marks is a vice president at Fidelity Institutional Asset Management® (FIAM®), Fidelity Investments’ distribution and client service organization dedicated to meeting the needs of consultants and institutional investors, such as defined benefit and defined contribution plans, endowments, and financial advisors. In this role, Mr. Marks is responsible for collaborating with Fidelity’s investment management, product development, and distribution channels to deliver international strategies to FIAM clients. Additionally, he is responsible for providing actionable insight and comprehensive information on international investments.

11:30 am to 12:30 pm Optional CE Sponsored Lunch: Life Settlements: An Emerging Alternative for your Senior Clients (1 Hour CE Pending)

Program from 12:45 pm to 5:30 pm. for 3.5 hours of CE (pending)

Social hour 5:30 pm to 6:30 pm.

These speakers are examples of the outstanding programs you will enjoy throughout the year with a Season Pass for just $195. Other keynote speakers for the year are ex-FBI agent Jeff Lanza on Cybersecurity, Michael Kitces (Symposium) and Wade Pfau (tentative).  Pay for your pass with this Registration.


$120.00 Non-member Registration

$75.00 Member Registration (with optional lunch)
$60.00 Earlybird rate before January 31

$195.00 Season's Pass for 2020 Includes this Meeting (code for future meetings will be emailed to you)