FPA San Diego’s outstanding programs and educational events are made possible through the sponsorship of these supporting businesses. These companies don’t just contribute funds to assist our organization. They offer knowledge, expertise and products which may help our practices and our clients. Please show your support by exploring how these auxiliary businesses may assist you. We are very thankful to both our Platinum and Gold Sponsors for bringing value to our members.
2008 PLATINUM PARTNERS
Bert Morrison - Quality Funding Group
FPA San Diego Platinum Partner
 "We Make Home Loans Easy"
Bert Morrison - QUALITY FUNDING GROUP specializes in providing superior financing for the purchase or refinance of new and existing homes. Our goal is to work with you, our valued partner, in order to provide the loan program and terms that best meet the particular needs of your clients.
QUALITY FUNDING GROUP is a professional mortgage brokerage with a strong reputation with local, regional, and national lenders enabling us to offer a complete menu of fixed and adjustable-rate home loans, "EZ-Doc" loans, 100% purchase financing loans and a complete array of second mortgage products plus Reverse Mortgages.
The officers of QUALITY FUNDING GROUP have over 50 years of lending experience with California homeowners. We welcome the opportunity to serve you.
For more information, please contact Bert Morrison at (858) 485-6100 or e-mail bert@qfgonline.com
Visit our company web site at www.qfgonline.com
top^
Cost Segregation Services Inc.
FPA San Diego Platinum Partner
 Cost Segregation Services, Inc., a leader in the cost analysis field of commercial real estate, provides services and reports which allow commercial property owners to save thousands in federal income tax.
We have found this to be an invaluable tool to financial planners when analyzing clients’ cash flow and preparing their investment strategies for the coming tax year.While most accountants are familiar with cost segregation, very few have been able to offer this increased cash flow to their clients due to the numerous intricacies of the IRS designated building components schedule. This new tax law requires a detailed report from a professional engineering firm with expertise in structural and construction engineering.
Cost Segregation Services, Inc. has hundreds of engineers and professional agreements with firms throughout the nation and has completed over 2,000 studies. Although it is vastly under-utilized, cost segregation is no wildly speculative accounting tool. It is a conservative, yet powerful technique for generating federal tax savings by properly applying tax regulations to depreciate commercial real estate.
For more information, please contact Robert Plomgren at 858.792.7810 or e-mail him directly at RPlomgren@costseganalysts.com
top^
DenHerder & Associates
FPA San Diego Platinum Partner
 DenHerder & Associates is an established estate planning and probate practice committed to:
Protecting Families
Preserving Assets
Providing Peace of Mind
We meet these goals by educating our clients on the types of estate planning tools available to them and designing a plan to protect their family from probate, litigation, taxation, and sensitive family dynamics. We offer peace of mind on difficult issues of life and death or guardianship for young children. We offer creative solutions to difficult issues such as blended families, heirs with challenges such as substance abuse, controlling spouses, harmful spending habits, or ensuring pets are provided for. We offer an atmosphere of trust, confidence and highest quality service at an affordable price.
For more information, please contact Stacy L. DenHerder at (858) 271-6244 or e-mail sdenherder@denherderlaw.com
Visit our company web site at www.denherderlaw.com or www.smartestateplan.com
top^
Rancho Santa Fe Insurance
 FPA San Diego Platinum Partner
Rancho Santa Fe Insurance and Financial Services is San Diego's largest homeowner and automobile insurance agency, representing Fireman's Fund, AIG Private Client Group and Chubb.
Rancho Santa Fe Insurance is an independent agency, which allows us to represent a select number of companies that specialize in the affluent market at the most competitive prices.
Visit our company web site at www.rsfinsurance.com
top^
Union Bank of California
 FPA San Diego Platinum Partner
Among the nation’s foremost financial services providers, Union Bank of California offers a distinctive blend of products and services. It is this particular combination that has positioned the Bank as an ideal choice for both individual customers and corporate entities.
A broad range of financial products and services is accessible through multiple, convenient channels. In addition to banking essentials, Union Bank offers real estate financing, investment and financial management, correspondent banking services, cash management solutions, and personal and business trust services. The needs of individual and commercial customers alike can be met by a single award-winning financial institution.
Customer satisfaction and strong capabilities are only a part of the Bank’s identity. To fully appreciate its standing as a premier provider, consider the following:
- Headquartered in San Francisco, we have more than 10,000 employees. Bank officers are easily accessible from offices throughout California, Oregon, and Washington, as well as New York and Texas.
- We are one of the 25 largest banks in the United States, and are part of one of the world’s leading banks, The Bank of Tokyo-Mitsubishi UFJ, Ltd.
- Our specialized wealth management service helps individuals and corporations meet their financial objectives. Our investment management subsidiary, HighMark® Capital Management, Inc., oversees more than $20 billion in assets.
We deliver comprehensive resources that can help meet your client’s financial needs. Year after year, our services are nationally-recognized, including our ranking as being among the top ten cash management services providers in the United States, according to the 2006 Ernst & Young annual cash management survey.
Reputation for excellence. Strength in size. Variety of services. We are confident that Union Bank will meet and hopefully exceed your requirements from every angle. We look forward to serving you.
For more information, please contact William Pardo, Vice President and Senior Wealth Advisor, at William.Pardo@uboc.com or (619) 230-3024.
top^
2008 GOLD PARTNERS
The Biz Sherpa
CalPacific Mortgage Consultants
Fidelity Investments Institutional Services
Laserfiche
MFS Investment Management
Polycomp Administrative Services
The Renaldi Group
San Diego Pension Consultants, Inc.
Symetra
Torrey Pines Bank
University of San Diego - Planned Giving
The Biz Sherpa
FPA San Diego Gold Partner
 How can you develop the support, structure, and tools to carry you to the next level of success? Join the elite group of high-powered advisors who have adopted coaching as an essential ingredient in their practices. “Biz Sherpa” Peggy Mengel has spent 27 years helping financial advisors achieve top marketing, sales and management performance. She understands your business and your challenges and can help you create more sustainable energy, make better decisions, and restructure your professional and personal life for maximum productivity and fulfillment.
You and The Biz Sherpa will become a team, focusing on your goals, needs, and values to accomplish much more than you would alone. The guidance and motivation gained from coaching will allow you to discover exciting possibilities, unlock your potential, and be the success you were meant to be!
Take the first step now! Schedule a complimentary 30-minute coaching session with The Biz Sherpa. Call Peggy Mengel at (858) 485-1001 or e-mail at peggy@thebizsherpa.com.
For more information, visit my website at www.thebizsherpa.com.
top^
Chuck Helsel - CalPacific Mortgage Consultants
FPA San Diego Gold Partner
 To most people, their mortgage is likely to be their largest single debt. It is an important component of overall and short-term financial goals. As their financial planner, you have spent a tremendous amount of time and energy gaining your client's confidence to become a trusted advisor. It is imperative that I continue that level of professionalism when dealing with your clients. With 20 years in the mortgage industry, I look forward to working together to help your clients make smart mortgage decisions. Decisions that are tailored to their specific financial plan. Here is what a recent referral of a financial planner had to say about working with my team, "I cannot speak highly enough for the balance of professionalism, promptness, personal attention and personal caring of The Helsel Team."
For more information, please contact Chuck Helsel at (858) 657-1054, fax (858) 657-9507, cell (858) 481-4230 or e-mail chuckhelsel@calpacific.com
CalPacific
Address: 5080 Shoreham Place, Suite 105, San Diego, CA 92122
Visit our company web site at www.chuckhelsel.com
top^
Fidelity Investments
FPA San Diego Gold Partner 
Fidelity Investments Institutional Services, Co., Inc.
Fidelity Investments Institutional Services Company (FIIS) is a division of Fidelity Investments. FIIS is one of the country's leading providers of investments products and services to banks, insurance companies, investment advisors and broker/dealers.
For more information, please contact Jeff Losito at (619) 318-6110 or e-mail Jeff.Losito@FMR.com
Visit our company web site at https://advisor.fidelity.com
top^
Laserfiche
FPA San Diego Gold Partner 
Laserfiche
Laserfiche® creates simple and elegant document management solutions that help organizations run smarter. Since 1987, more than 25,000 organizations—including numerous Registered Investment Advisors, Broker Dealers, and Banks — have used Laserfiche software to increase efficiency organization-wide.
By digitizing paper archives, Laserfiche enables users to instantly pinpoint the information they need. Secure Web access allows organizations to share information with remote offices, staff members and patients, while user- and role-based security options ensure compliance with government standards, including those mandated by SEC and FINRA.
For more information, please contact Marcel Tsai at 562-988-1688 x191 or Email: marcel.tsai@laserfiche.com and visit our website at www.laserfiche.com.
top^
MFS Investment Management
FPA San Diego Gold Partner 
MFS Investment Management
Since 1924 MFS® has been committed to providing investment professionals a broad range of investment options to:
Fit your goals MFS can play a part in building a portfolio for your unique investment dreams: retirement, legacy planning, college savings and more.
Fit your portfolio MFS offers investments in a wide range of asset classes that can fill distinct roles in completing a larger investment picture.
Fit your relationship with your investment professional MFS distributes its products exclusively through investment professionals because we believe every investor is best served by working with a financial professional.
At MFS, we are dedicated to helping your investment professional choose what fits your needs.
For more information, please contact the following individuals or visit www.mfs.com.
John Wadsworth - 617-954-6983 - jwadsworth@mfs.com
Dave Martinez - 617-954-4618 - dmartinez@mfs.com
Dave Capelle - 602-322-8115 - dcapelle@mfs.com
top^
Polycomp Administrative Services
FPA San Diego Gold Partner
Polycomp has emerged as a leader in providing personal service and focused guidance for Retirement Plans, Cafeteria Plans, Self-directed IRAs and Association Trusts.
With over 30 years experience working with employee benefit plans, Polycomp has come to know exactly what´s needed for an effective, glitch-free plan.
Visit our company web site at www.polycomp.net
top^
The Renaldi Group
 FPA San Diego Gold Partner
The Renaldi Group Inc. is a private equity investment firm, with senior management having over 50 years of combined Wall Street experience, specializing in a myriad of corporate advisory services. We work closely with privately held companies to develop the necessary strategies and scope of work required in taking their companies public. We work diligently during this process to protect their ownership interest while maximizing their growth and business potential.
We also act as direct investors in many companies that are unknown to the investing public but are very familiar to us. We conduct a thorough due diligence process before deciding to make an investment in a company. Once we select a company, we introduce it to our vast network of investors offering them an early investment opportunity while raising capital for the entity.
Learn more at TheRenaldiGroup.com
top^
San Diego Pension Consultants, Inc.
 FPA San Diego Gold Partner
San Diego Pension Consultants has been providing comprehensive retirement plan design and administration since 1981.
We realize that our success ultimately depends on the satisfaction of our clients and their advisors. Our talented team of consultants, administrators and actuaries custom designs every plan to dovetail with the unique business goals of your clients. From one-participant to thousand-participant plans, we approach even routine administration pro-actively.
Pension regulations are complex and ever-changing. We strive to keep our knowledge base up-to-the-minute, our clients informed, and their plans performing optimally at all times. It’s all part of our unwavering commitment to client satisfaction through the highest levels of service and technical expertise.
Learn more about our retirement plan solutions by calling Cyndie Fessenden or Tom Burns today at
858-503-7700 or email us at cyndie@sdpension.com, tomburns@sdpension.com.
Visit our company website at www.sdpension.com
top^
Symetra
 FPA San Diego Gold Partner
We’re a company with the vision to see great things ahead and the experience to know how to reach for them.
Great things like...
Offering competitive income annuities that help seniors generate retirement income they will never outlive.
Creating an innovative wealth transfer option that helps keep clients in control of their assets.
Building a no-frills, value-priced variable deferred annuity that features popular exchange traded funds (ETFs) and indexed sub-accounts.
With roots dating back to 1957, Symetra Financial has grown to become a family of companies that together serve approximately 1.7 million customers in all 50 states. Symetra Financial is owned by an investor group led by White Mountains Insurance Group Ltd. and Berkshire Hathaway Inc. and it’s insurance company subsidiaries have nearly $19 billion in assets*.
At Symetra, we’re passionate about making a difference in people’s lives. We believe anything is possible when you reach for great things.
Learn more about all the ways we can make great things happen for your business at www.symetra.com.
*Source: Total GAAP assets per financial statements of Symetra Life Insurance Company, December 31, 2006.
Life insurance and annuities are issued by Symetra Life Insurance Company and securities are offered through Symetra Securities, Inc., member SIPC. Both companies are located at 777 108th Ave. NE, Suite 1200, Bellevue, WA 98004-5135
top^
Torrey Pines Bank
 FPA San Diego Gold Partner
Torrey Pines Bank….Where Business Gets Done!
The San Diego community has a concentration of private small and medium size businesses, the successful entrepreneurs who own them, a vibrant professional community, and affluent individuals.
Regardless of the profile, these businesses and individuals all have something in common: the desire for an effective banking relationship with an experienced professional who is accessible, understands and is responsive to their needs, offers creative solutions and delivers superior service. Torrey Pines Bank was created to serve our customers in this way. Our seasoned team of banking professionals deliver all of the products and services of a large bank with personal attentiveness of a small local bank. Our resources include credit, deposits, and cash management services for business and not-for-profit clients; commercial real estate financing for investors and owner-occupants; credit and deposit service, and Private Banking for business owners and individuals.
Founded in 2003, Torrey Pines bank is a locally-managed bank that is a subsidiary of publicly-traded Western Alliance Bancorporation (NYSE: WAL), with assets of $5 Billion (9/30/07). Aside from Torrey Pines Bank, its subsidiaries include banks in Arizona, Nevada and northern California, the WAL Leasing Company, Miller/Russell & Associates, Inc. investment advisors, and Premier Trust, a full-service trust company.
Please call Teofla Rich, SVP / Private Banking Manager at (858) 523-4631 or cell: (619) 701-3933 or contact at trich@torreypinesbank.com. And please visit our website: www.torreypinesbank.com
top^
University of San Diego - Planned Giving
FPA San Diego Gold Partner
 The USD Office of Planned Giving is proud to be a Resource Partner with the Financial Planning Association – San Diego Chapter. Our office should be viewed as that – a resource for the members of the FPA as they advise their individual clients.
Among other things, we provide educational and client services to the allied professional community whether or not USD is the charitable beneficiary. We offer professional advisors the following:
1) Tour of the beautiful USD campus
2) GiftLaw eNewsletter and Web Site · Washington Hotline · Gift Calculator · Pro Tax Reference · Case of the Week · Private Letter Rulings
3) Personal and professional gift modeling and consultation
4) Continuing Education programs on campus for CFP CE credit
Visit our web site at: www.sandiego.edu/plannedgiving for comprehensive information about planned giving vehicles or call John A. Phillips, Senior Director, at (619) 260-4523.
top^
|
